Here's an important protective step you can take --
https://itunes.apple.com/us/app/workers-compensation-coverage/id937861752?mt=8
... this is a simple APP that you can use to verify the Workers' Compensation status of your contractors and subcontractors -- an important consideration in terms of limiting liability for any business!
You Should Be Sure Your Subs have Workers Comp
Written by York Insurance Services, Inc. on Jan 7, 2015