Sometimes things go wrong – a car accident happens; a guest slips and falls on your property or is injured in your pool; your dog bites someone. Before you know it, you are the target of a lawsuit. If you don’t have the right coverage, what began as simply an unfortunate event can compromise your entire financial security and that of your family. You could lose everything! Which is why you need to call Butch Tilley today!
Because something exists to protect you — umbrella/personal “excess liability” insurance. It’s very affordable and can give you millions of dollars of coverage!
Personal excess liability insurance can help protect you, your family, and your hard-earned assets. This type of coverage automatically goes into effect when the underlying limits of your other insurance policies (such as home, auto and watercraft), aren’t enough to cover the cost of an unexpected lawsuit or accident, or an award or settlement against you.
Personal excess liability insurance may also provide payments for when others don’t have enough coverage. For example, it can provide protection if you select optional excess uninsured motorist coverage and are involved in an accident with an uninsured or underinsured driver.
Personal excess liability insurance is worldwide coverage — our policies cover our clients wherever life takes them – home or abroad. And you get protection from courtroom expenses: our policies include defense costs for a lawsuit, even if it is groundless, false, or fraudulent. And this also provide legal counsel and coverage for all expenses.
As the world has become more complex, the need for umbrella/personal “excess liability” insurance has grown -- to maintain your reputation; to protect you from lawsuits involving accusations of libel, slander, or negligent injuries — even including cases originating from social networks, websites or blogs.
That’s why you should sit down with Butch Tilley at York Insurance Services for a no-cost evaluation. He will explain the details of umbrella excess liability insurance and how you can have it cover you, your family, your business and everything you do. Do it now!